Financial Institution Services 
Solutions for Community Banks

ChecküMate

ChecküMate is a service that allows your institution to consider the payment of the occasional checking account overdraft as a positive service you can provide to your customers.

ChecküMate provides a turnkey program to implement this new program.

Included are the necessary customer advertising and promotional materials; internal marketing of the process to the bank officer and employee groups; and the database application for the ongoing maintenance and measurement of the program.

Advantages of ChecküMate

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Builds a significant amount of goodwill and customer loyalty among your existing customers.
 

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Attracts new deposit customers because of the positive and customer friendly image of the bank in its market area.
 

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Provides additional NSF income, up to 100% in many cases.
 

bullet Increases back office efficiencies, since it is less costly for the financial institution to “pay” rather than “return” the check!

 Benefits of ChecküMate to Your Customers

bullet Avoids embarrassment to your customer when checks are returned to merchants and marked "Non-Sufficient Funds (NSF)".
 
bullet Eliminates the additional handling cost that your customer would be charged by the merchant (typically $25) for the NSF check.
 
bullet Saves your customer from getting a late payment recorded against his credit report by the merchant that processes the NSF payment.
 
bullet Allows customers some financial flexibility in the event of a checkbook error.
 
bullet Allows customers to meet unexpected expenses.

 

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Contact Information

For more information about any of these services, please contact:

Robert K. Romney
Microsoft Certified Systems Engineer #24406
 
Call Toll Free: 1-877-604-6528

Email: bobromney@msn.com

ROMNEY & ASSOCIATES
1516 W. Riverside
Spokane, WA 99201
(509) 455-8173 Tel
(509) 455-5442 Fax