Financial Institution Services
Solutions for Community Banks
ChecküMate
ChecküMate is a service that allows your institution to consider the payment of the occasional checking account overdraft as a positive service you can provide to your customers.
ChecküMate provides a turnkey program to implement this new program.
Included are the necessary customer advertising and promotional materials; internal marketing of the process to the bank officer and employee groups; and the database application for the ongoing maintenance and measurement of the program.
Advantages of ChecküMate
|
Builds a significant
amount of goodwill and customer loyalty among your existing customers. | |
|
Attracts new deposit
customers because of the positive and customer friendly image of the bank in
its market area. | |
|
Provides additional
NSF income, up to 100% in many cases. | |
| Increases back office efficiencies, since it is less costly for the financial institution to “pay” rather than “return” the check! |
Benefits of ChecküMate to Your Customers
|
Avoids embarrassment
to your customer when checks are returned to merchants and marked
"Non-Sufficient Funds (NSF)". | |
|
Eliminates the
additional handling cost that your customer would be charged by the merchant
(typically $25) for the NSF check. | |
|
Saves your customer
from getting a late payment recorded against his credit report by the
merchant that processes the NSF payment. | |
|
Allows customers some
financial flexibility in the event of a checkbook error. | |
| Allows customers to meet unexpected expenses. |
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For more information about any of these services, please contact:
Email: bobromney@msn.com
ROMNEY & ASSOCIATES
1516 W. Riverside
Spokane, WA 99201
(509) 455-8173 Tel
(509) 455-5442 Fax